#稳定币监管风暴

Recently, the global regulatory dynamics regarding stablecoins have attracted widespread attention. The so-called "regulatory storm" is mainly reflected in the intensive introduction of legislation and risk control measures by governments and financial regulatory agencies in various countries concerning stablecoins. Below is a brief analysis of this phenomenon, based on the latest information:

United States:

• On May 19, 2025, the U.S. Senate passed the "GENIUS Act" (Guiding and Establishing the U.S. Stablecoin National Innovation Act) with a vote of 66:32, establishing the first federal regulatory framework for dollar-pegged stablecoins, requiring issuers to hold 1:1 reserve assets, disclose the composition of reserves monthly, and undergo audits.

• Congresswoman Maxine Waters proposed a stablecoin regulatory draft, indicating that the U.S. regulatory attitude towards stablecoins is becoming increasingly strict.

• The regulatory focus is on preventing money laundering, terrorist financing, and financial system risks, while also promoting the global influence of dollar stablecoins.