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Here are XRP’s key features and a 2028 price outlook, based on its current price (~$3.55):
🔹 Core Features:
1. Bridge currency – Enables low‑cost, near‑instant cross‑border transfers across fiat rails .
2. Fast consensus – Settlements occur in 3–5 seconds via a trusted‑node model, using ∼1,500 TPS at minimal energy .
3. Built‑in DEX & tokens – Native decentralized exchange and token issuance capabilities .
4. Enterprise tools – Supports xCurrent/xRapid/xVia for institutional liquidity and payment management .
5. Eco‑friendly – Consensus model consumes far less energy than PoW chains .
📈 2028 Price Prediction (based on $3.55 today):
Base case: $10–15 — driven by gradual RippleNet adoption, regulatory clarity, and potential XRP ETF approvals.
Bull case: $20+ — if global banks scale usage for on‑demand liquidity, XRPL DEFI/micropayments surge, and legal challenges resolve favorably.
Bear case: $5–8 — if growth stalls due to competition, limited integration, or fresh regulatory hurdles.
