Here are the latest crypto news highlights:

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🏛️ U.S. Moves to Regulate — Global Crypto Rally

**GENIUS Act signed into law by Trump (July 18, 2025):**

This federal legislation establishes a clear regulatory framework for U.S. dollar–pegged stablecoins—requiring full reserves, federal supervision, and monthly disclosures .

The accompanying Clarity Act and Anti‑CBDC Surveillance State Act have passed the House and are awaiting Senate approval .

The U.S. crypto market surged past $4 trillion, with Bitcoin briefly reaching record highs (~$123K) .

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🏦 Institutional Adoption & Post‑Bull Momentum

Bank of America, Morgan Stanley, Citigroup, and JPMorgan are exploring or planning stablecoins, leveraging new regulatory clarity .

Michael Saylor’s Strategy holds over $71 billion in BTC, with institutions and ETFs fueling demand .

Bitcoin is consolidating near $118–119K, while Ethereum trades around $3.8K, with bullish signals potentially driving a new all-time high by month’s end .

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🧠 Security & Regional Updates

CoinDCX (India) lost ₹368 crore (~$44 million) in a recent breach but maintains that user funds are secure and are beefing up cybersecurity .

Around $442 million worth of tokens across numerous projects are scheduled for unlocks between July 21–28—potentially increasing market pressure or volatility .

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📈 Market Snapshot

Asset Recent Level Notes

Bitcoin ~$118.4K Strong institutional inflows, bulls await next leg up

Ethereum ~$3.8K ETF-driven demand; altcoins like XRP, BNB, SOL also up

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💡 Key Takeaways

U.S. stablecoin regulation is now официално enshrined in law, marking a turning point in mainstream crypto acceptance.

Institutional adoption is accelerating—both banks and corporate treasuries are increasing their crypto exposure.

Watch for volatility triggers as large token unlocks happen later this week.

Crypto markets remain strong globally, but security concerns persist at the exchange level.