#HumaFinance @Huma Finance 🟣 Huma Finance Huma utilizes smart contracts to execute the lending process on-chain, while using the acquired licensed institution Arf to custody fiat collateral, thus creating a compliant path that connects on-chain and off-chain.

3. Innovations of Huma

Huma truly moves traditional financial service processes onto the blockchain.

It provides short-term liquidity support for compliant cross-border payment institutions, with funding sourced from ordinary users on-chain, rather than being limited to traditional financial institutions. This C2B lending structure design not only achieves a leap in capital utilization efficiency but also ensures controllable risks for on-chain funds.

The most critical point is that Huma is not working behind closed doors—it has directly filled the compliance gap through the acquisition of the licensed settlement