As of mid-July 2025, XRP is experiencing a significant resurgence, trading around $3.44-$3.55 and firmly re-establishing itself as a top-tier cryptocurrency by market capitalization (currently 3rd largest). This positive momentum is largely driven by improved regulatory clarity, specifically the resolution of Ripple's lawsuit with the SEC in March 2025.
The market has seen substantial institutional interest, with "whale" addresses holding record amounts of XRP and several XRP-related ETFs (including futures and those added to diversified funds) launching or gaining approval in July 2025. This increased access for institutional investors is bolstering liquidity and driving optimistic price predictions for late 2025 and beyond.