This thing called blockchain was played with a few years ago, and in the end, it became another ridiculous chain, coming back to speculate and deceive new investors.

Recently, I've seen a bunch of influencers shouting about Huma. At first, I thought it was just another air coin trying to create hype before launch. But after digging deeper, I was almost left dumbfounded: they are not 'making empty promises', but are indeed doing something incredibly bold—bringing real-world 'salaries, receivables, and project income' on-chain, allowing these cash flows to directly finance.
Simply put, Huma Finance = On-chain income + Credit financing
What they are doing is a new model called PayFi (Payment + Finance)
Sounds abstract? A few examples will make it clear:
You are a freelancer with a stable monthly income? You can apply for a loan on-chain