#StablecoinLaw

What is the Law of Stablecoins?

The Law of Stablecoins refers to the legal and regulatory framework that governs:

Issuance of stablecoins (e.g., who is permitted to issue them)

Reserve requirements (e.g., what types of assets must back the stablecoin)

Transparency and auditing

Consumer protection

Integration with the traditional financial system

Oversight by regulatory bodies (e.g., central banks or financial regulatory authorities)

🏛️ Latest Global Developments (up to mid-2025)

🇺🇸 United States

The U.S. Congress has discussed several laws, including:

Clarity for Payment Stablecoins Act

Stablecoin TRUST Act

Notable provisions of these laws include:

Allowing only banks or institutions with a special license to issue stablecoins.

The necessity of a 1:1 reserve for each stablecoin issued.

Full disclosure and regular financial audits.

Oversight by the Treasury Department and the Federal Reserve.