#HumaFinance @Huma Finance 🟣 Huma's business model is very clear: C2B model. Ordinary users can deposit USDC into the platform to lend and earn stable interest (e.g., annualized 10%), while the borrowing side consists of compliant cross-border payment enterprises. These enterprises need short-term funds for initial advances and then return payments from remitters, forming a low-risk, short-cycle cash flow closed loop.

Huma utilizes smart contracts to execute the lending process on-chain, while using the acquired licensed institution Arf to custody fiat collateral, thus creating a compliant path that connects on-chain and off-chain.