#StablecoinLaw The new regulations on stablecoins are transforming the crypto landscape in 2025. With the approval of **MiCA** in Europe and the bills in the United States, issuers such as Tether (USDT) and Circle (USDC) must now comply with strict rules: audited reserves, mandatory licenses, and increased transparency. These changes reassure institutions but pose technical challenges. For example, uncollateralized algorithmic stablecoins (e.g., UST) are now banned in the EU. For traders, this means less risk of depegging but potentially increased fees. A necessary step for mass adoption, even if some lament excessive centralization.