#StablecoinLaw On July 18, 2025, former President Donald Trump signed the GENIUS Act, the first comprehensive federal regulation for stablecoins, cryptocurrencies linked to the dollar . 356-0The goal is to legitimize the use of these digital currencies as a means of payment, requiring 1:1 backing in liquid assets (dollars or Treasury bills), regular audits, and monthly disclosures of reserves . 602-0The law, passed with broad bipartisan support in Congress (308‑122 in the House and 68‑30 in the Senate), aims to promote institutional adoption and reinforce the strength of the dollar .
818-0Although celebrated by the industry, critics point to pending risks: possible loopholes in anti-money laundering measures, excessive power for big tech companies, and lack of consumer protections . 1047-0With a stablecoin market valued at over 260,000 million USD, it is projected that under this regulation it could reach 2 trillion by 2028 .