#StablecoinLaw *#StablecoinLaw* refers to legislation or regulation specifically aimed at governing *stablecoins* — cryptocurrencies pegged to fiat currencies like the USD (e.g., USDT, USDC).

*Key points in stablecoin law discussions (as of 2025):*

- *Reserves & Transparency:* Requiring stablecoin issuers to hold 1:1 fiat reserves and provide regular audits.

- *Licensing:* Issuers may need banking licenses or special regulatory approval.

- *Issuer Restrictions:* Only regulated entities (e.g., U.S. banks or trust companies) may be allowed to issue.

- *Use Cases:* Rules around payments, remittances, and DeFi interactions.

- *Federal vs. State Oversight (US):* Some proposals put the Fed in control; others allow state-level frameworks.

*Global View:*

EU has MiCA regulation; Asia (esp. Singapore, Japan) also developing stablecoin-specific laws.

Want a summary of current U.S. proposals or how it affects specific coins like USDT or USDC?