The imminent regulatory framework for stablecoins, led by the Markets in Crypto-Assets Regulation (MiCA) in Europe and the proposal from the U.S. Treasury, aims to ensure transparency, solvency, and user protection. Under MiCA, fiat-backed stablecoins must register as EMD+ and report their reserves daily, while the U.S. initiative requires entities to have banking licenses and stricter AML/KYC controls. These regulations will strengthen institutional trust by reducing risks of collapse and liquidity leaks, but will also impose compliance costs that could consolidate the market around larger issuers. In a global context, regulatory harmonization will drive the adoption of stablecoins as a bridge between traditional finance and blockchain, accelerating cross-border payments and DeFi services. #StablecoinLaw