Huma Finance is a decentralized finance (DeFi) platform that focuses on real-world asset (RWA) tokenization and income-backed lending. It enables users to borrow and lend using future income streams such as salaries, invoices, or royalties as collateral. By bridging traditional finance with blockchain technology, Huma Finance offers a more inclusive and transparent credit system. Its innovative protocol allows businesses and individuals to access funds without relying solely on credit scores. Built on Ethereum, Huma ensures secure, scalable, and permissionless financial access. Through partnerships and real-world integrations, it aims to revolutionize how value is accessed and distributed globally.

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