$HUMA
In recent years, with the development of the digital
economy, the interbank payment market
is undergoing structural changes.
The traditional SWIFT system, due to its low
effectiveness (average settlement period
of 3-5 working days) and high
costs (commission fees typically
range from 1%-3%) can no longer
meet global business needs.
Against this backdrop, @Huma Finance
, with the help of blockchain technology, has created
the first decentralized network Rau and, with
the aim of transforming the interbank payment
market worth $30 trillion.
The technological architecture and key advantages
of Nita's innovation are manifested in
three main modules:
1. Efficient trading level:
integration of high-performance public
chains Solana (TPS over 50,000) with
the compliance channel of Stellar fiat currencies,
providing multi-currency T+0
real settlement, with the current
average daily trading volume already
exceeding $50 million.
2. Asset securitization level:
use of the SPV structure (special
purpose vehicle) to compliance-
tokenize RWA assets such as
corporate receivables,
accumulating financing of $4.6
billion and