Deep Tide TechFlow News, on July 19, according to a report by Cointelegraph, the Federal Housing Finance Agency (FHFA) recently issued a directive exploring the incorporation of cryptocurrency into single-family residential mortgage risk assessments. This initiative may allow long-term cryptocurrency holders to use their digital assets when applying for a mortgage without the need for liquidation. The directive emphasizes that assets must be verified and stored through U.S. regulated centralized exchanges, but it does not mandate custody at these exchanges. Self-custodied assets are considered the cornerstone of the crypto system due to their transparency, security, and lower counterparty risk. Experts are calling for the establishment of a reasonable framework that supports both self-custodied and custodial assets, and appropriately discounts for volatility to promote the modernization of housing finance.