Thank you, Brother B, for sharing. Continuing to pay attention.
0xBear_
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Do you think cross-border payments are still in the 'turtle-speed era'? #HumaFinane directly flips the table! This PayFi pioneer uses blockchain + stablecoins to compress traditional finance's 'three days to receive + exorbitant fees' into second-level settlement + almost zero cost, even SWIFT would tremble at this~
Traditional cross-border payment brothers know that it takes at least 3 days and as long as 5-7 days, merchants feel really uncomfortable while waiting for payment. Today we talk about Huma, which solves this pain point and shows everyone what the new era 'payment lightning hero' is.
First is the arrival speed, basically it arrives in a minute no matter what, the main selling point is speed!
Second is the compliance and safety aspect, handling over $4.5 billion in transactions, 490,000 users on board, zero default records. There are doubts saying it looks like a 'fund pool thunderstorm', but Huma only serves licensed institutions, relying on first-loss compensation + layered risk control to maintain 883 days of zero defaults.
We won't talk about its potential Defi earnings for now. This first landing product combining RWA + Payfi, just imagine, a $16 trillion credit card market + $89 trillion trade financing, all packed into Huma for real-time settlement on the blockchain! Can you handle this? The potential of this market is boundless.
Also, there's Huma's token mechanism: 50% of fees are automatically repurchased and burned $HUMA (total supply of 10 billion), a continuous process of burning and becoming scarce. Total supply of 10 billion, 31% incentivizes liquidity providers, and the team locks up for 3 years! Protocol earnings are used for buyback and burn, maximizing long-term value.
@Huma Finance 🟣 is not patching an old ship, it's reconstructing a new continent for Payfi. I will continue to monitor Huma's development.
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content.See T&Cs.