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Stablecoins are undeniably entering the mainstream. Visa and Mastercard have both announced stablecoin-linked cards, while Stripe’s acquisition of Bridge shows its commitment to making spending stablecoins online as easy as using fiat. Add into the mix Circle’s $1.15 billion IPO and the increasing likelihood of regulation in the U.S., and it’s easy to see how 2025 is the year of the stablecoin.

But are these developments leading us down a path where we lose sight of what real-world utility looks like for stablecoins? Much of the momentum right now looks a lot like sticking a stablecoin label on traditional financial tools. Recent announcements seem to be aimed more at corporates trying to remain relevant rather than appealing to the end-consumer..

Take stablecoin-linked cards. The average person gets no real benefit from spending Tether in the supermarket compared to a U.S. dollar. The end result is the same—money gets deducted electronically from their account. And you likely need to have a bank account and decent credit history in order to benefit. All this does is perpetuate the status quo, and if we reduce stablecoins to tools for corporates and crypto natives, then we risk missing their true value.

This isn’t what stablecoin adoption should look like. Stablecoins present a unique opportunity to rethink what next-generation finance could be completely. We’re already seeing how they can deliver transformational value to last-mile users, often let down by the legacy banking system.$BTC $ETH #Write2Earn #CryptoMarket4T #BinanceHODLerC #AltcoinSeasonLoading #AltcoinBreakout