@Huma Finance 🟣
💼 What Is Huma Finance ($HUMA)?
Huma Finance is a PayFi (Payment Finance) protocol that lets users borrow against future income streams — without putting up any collateral. It’s built across Solana, Polygon, Stellar, and other chains, and offers up to 10.5% APY in USDC via the upgraded Huma 2.0 platform.
The token $HUMA was launched through Binance Launchpool in May 2025. It saw an initial price spike but later dropped around 45%. Still, over 70% of the supply is staked, showing strong holder confidence.
🔍 As one of the first decentralized payment finance solutions, Huma is building a scalable ecosystem — combining yield, real-world value, and innovative DeFi use cases. However, it remains in an early, high-risk phase.