@Huma Finance 🟣 #Humafinance Here’s a refined ~150‑word overview of Huma Finance (HUMA):

Huma Finance is a decentralized finance (DeFi) protocol built on Solana and BNB Smart Chain, pioneering the concept of “PayFi” — a framework combining global payment infrastructure with programmable on‑chain liquidity for real‑time settlement . Launched in early 2025, its permissionless platform enables 24/7 instant transaction processing using stablecoin pools, eliminating the need for pre-funding .

The native token HUMA (max supply 10 billion, ~1.7 billion circulating) serves as the utility and governance asset. Token holders can stake to vote on protocol changes, earn liquidity incentives, and benefit from a deflationary mechanism where 50% of borrower fees are used to buy back and burn HUMA .

Founded in 2022 by Erbil Karaman, Richard Liu, Ji Peng, and Lei Du, Huma has raised over $46 million in seed and Series A rounds, with support from investors like Circle Ventures, Solana, Galaxy Digital, and Distributed Global .

The platform recently surpassed $4 billion in transaction volume shortly after its April 2025 launch, reflecting strong uptake among both retail and institutional participants