Yep, it’s official. Trump signed the #GENIUS Act — and now, stablecoins that pay interest are no longer allowed in the U.S.
This changes the game for anyone earning passive income in crypto.
Why this matters now
For years, people earned safe, steady returns just by holding $USDC or $USDT on exchanges.
Now that option is gone — and anyone chasing yield will need to look elsewhere.
DeFi platforms like Aave and Compound are suddenly back in the spotlight.
Here’s what the new law says:
No stablecoins can offer yield or rewards anymore
All stablecoins must be fully backed by cash or U.S. Treasuries
Issuers have to provide monthly audits and proof of reserves
Big shift coming: yield seekers are likely heading into DeFi
What this means for you
If you’ve been using stablecoins to earn passive income, it’s time to rethink your strategy.
DeFi may be the only place left to earn real yield in crypto — at least in the U.S.
Save this post if you're planning to move your capital on-chain.
What’s your plan now?
Are you switching to DeFi, or sticking with basic stablecoins and sitting on the sidelines?
👇 Let’s hear it in the comments — I’m curious what others are doing.
