🇺🇸 U.S. GENIUS Act & Stablecoins: What You Need to Know
On July 18, 2025, President Donald Trump signed the GENIUS Act into law, formally known as the Guiding and Establishing National Innovation for U.S. Stablecoins Act—a landmark move to create the first comprehensive federal framework for payment stablecoins.
Critics’ Concerns: Some experts and lawmakers warn the Act could stifle competition, centralize activity among big tech and traditional finance, and introduce systemic risk if stablecoins become deeply tied into U.S. Treasury markets.
The GENIUS Act marks a major turning point in U.S. crypto policy. By laying down clear rules, strong consumer protections, and a path for lawful stablecoin issuance, it aims to bring legitimacy and stability to a volatile market—while balancing innovation and risk.