Here’s a concise breakdown of Binance’s update on Collateral Ratios and Leverage/Margin Tiers for Portfolio Margin and USDⓈ-M Perpetual Contracts:
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1. Collateral Ratio Updates (Portfolio Margin)
Effective Dates:
2025-07-22 06:00 UTC
Changes (Collateral Ratio Before → After):
FLOKI: 40% → 50%
PENGU: 30% → 50%
TAO: 30% → 50%
SXT: 10% → 30%
FXS: 20% → 30%
RESOLV: 10% → 20%
2025-07-25 06:00 UTC
Changes (Collateral Ratio Before → After):
DASH: 55% → 45%
BAT: 50% → 40%
EGLD: 55% → 40%
FLOW: 55% → 40%
COTI: 40% → 30%
DENT: 40% → 25%
Impact:
Assets like FLOKI, PENGU, TAO, SXT, and FXS become more valuable as collateral, while DASH, EGLD, FLOW, and others become less effective as collateral.
This impacts your Unified Maintenance Margin Ratio (uniMMR) and liquidation risk.
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2. Leverage & Margin Tiers Update (USDⓈ-M Futures)
Effective: 2025-07-25 06:30 UTC
Applies to:
PUNDIXUSDT, NILUSDT, NMRUSDT, TRUUSDT, CVCUSDT, CELRUSDT, CTKUSDT, RLCUSDT
SPKUSDT
Key Changes:
Position tiers are restructured:
Smaller positions (<5,000 USDT) lose access to 51-75x leverage on some contracts (for the first group).
Maintenance margin rates increase for lower tiers (1.0% → 1.5% in some cases).
High-tier positions (125,000+ USDT) keep 1x-3x leverage, but the tiers shift downward, meaning margin requirements may rise earlier.
For SPKUSDT, mid-tier ranges are reduced:
The 50,000–175,000 USDT range is split into new tiers with lower max leverage (now max 20x instead of 15x–20x).
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What You Need to Do
1. Review your open positions before the changes.
2. Adjust leverage or margin to avoid liquidations (especially if using DASH, EGLD, FLOW, etc. as collateral).
3. Reconfigure grid/futures bots, as positions may auto-close if leverage tiers no longer match.
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Would you like me to:
Make a simple chart/infographic showing the collateral ratio changes?
Or create a quick calculator (Excel/Google Sheet) to help you see how these changes affect your uniMMR and liquidation price?
Or both? Which one do you prefer?