US Crypto Just Went Nuclear – GENIUS Act Sparks 4 Trillion Rally
The US House of Representatives has officially passed the GENIUS Act on July 17, 2025, with a powerful 308–122 vote, marking the first-ever federal regulation of stablecoins in American history. The bill is now on its way to President Trump's desk for final approval.
🔥 Why It’s a Game-Changer
Authorized issuance only: Banks, fintechs, and qualified entities must receive approval to issue USD-backed stablecoins.
1:1 Reserve Rule: Every token must be backed with liquid assets like dollars and treasuries. Monthly audits required.
Strict compliance & AML: Full anti-money-laundering checks and federal/state oversight to protect users.
Dual regulatory option: Issuers may choose either federal or certified state regulatory oversight.
🌐 Part of Crypto Week Momentum
In addition to the GENIUS Act, the House passed two more bills:
Clarity Act – Clearly defines regulatory roles of the SEC and CFTC in crypto.
Anti-CBDC Surveillance State Act – Prevents rollout of a US central bank digital currency (CBDC).
All three bills are now awaiting Senate review.
📈 Crypto Market Reacts Big Time
Total crypto market cap just crossed $4 trillion, setting a new all-time high.
Bitcoin surged past $120K, hitting ~$123K on July 14.
Ethereum climbed above $3.6K, while XRP and other altcoins joined the rally.
🔮 What to Watch Next
Trump is expected to sign the GENIUS Act into law within days.
The Senate's stance on Clarity and Anti-CBDC bills will shape the next phase.
Investors are watching ETH targeting $4K, ETF inflows, and stablecoin adoption.
🚀 “U.S. just dropped the crypto bombshell! GENIUS Act passed, $4T crypto market cap & BTC at $120K — real regulation = real rally! Are you ready?”
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