You’ve just made a massive profit from trading — a solid 10 million — and you're excited to quickly cash out your digital assets into real Renminbi (RMB). So, you begin searching for someone who can help you exchange USDT for RMB. After some digging, you come across a seemingly trustworthy contact.
The core problem? You have no way of knowing whether the money you’re receiving is clean.
Maybe you consider checking the fund settlement history, asking for guarantees against account freezes, or working with a reputable coin dealer. Seems smart, right? Unfortunately, none of these can fully protect you. The real danger lies in the uncertainty of the money’s origin — and the threat of frozen bank accounts is like a ticking time bomb. It might not go off immediately, but it only takes one victim of fraud to report a transaction for things to unravel.
The crux of the issue is this: you don’t know where the dealer’s funds come from. Even if everything looks fine now, a transaction from months ago could later be linked to illegal activity, and your account could get caught in the aftermath. On top of that, the dealer’s own account might be flagged due to suspicious activity — frequent transfers, quick in-and-out transactions, or patterns that trigger banking risk controls.
If your account receives large sums frequently, especially if it's inconsistent with your typical banking behavior, or if the money comes and goes too fast without staying in the account, banks may step in and freeze your funds.
In simple terms, big data surveillance is incredibly advanced. USDT is often used in illicit activities like online gambling, and wallets associated with suspicious trades quickly get flagged. Once a bank card is marked by the system — especially those linked to known high-risk coin dealers — anyone dealing with them could be affected.
Earning big from trading is great, but when it comes to converting your profits into RMB, proceed with caution. It's not just about making money — it's about protecting it.
