#HumaFinance Huma Finance is revolutionizing decentralized finance (DeFi) by enabling real-world income-backed lending on-chain. Unlike traditional DeFi protocols, Huma leverages verifiable income streams—such as salaries, freelance payments, and business revenues—as collateral for loans. This model expands credit access to underbanked populations and unlocks new use cases in DeFi. Built on Ethereum, Huma ensures transparency, smart contract automation, and low friction in lending processes. Users benefit from stable returns, while borrowers enjoy flexible, income-based repayment options. Huma also collaborates with payroll systems and financial institutions to verify earnings securely. Its real-world asset (RWA) focus makes it a bridge between traditional finance and blockchain innovation. As DeFi evolves, Huma stands out for bringing tangible, sustainable utility to decentralized lending.