😎The Genius Act: A Glimpse into the Future of Stablecoins in the U.S.

On July 17, 2025, the House of Representatives passed the Genius Act, a bill that establishes a comprehensive regulatory framework for stablecoins, with a vote of 294-134. This approval, following the one obtained in the Senate (68-30), paves the way for the legislation to be signed by President Donald Trump, possibly as soon as July 18.

The Genius Act is not just another piece of legislation; it is the first major cryptocurrency law in the U.S. aimed at providing clarity and security to a constantly evolving sector. Its provisions are clear and impactful: stablecoin issuers must ensure full backing of their reserves, undergo regular audits, and obtain licenses to operate.

This structure aims to protect investors and foster confidence in a market that, according to analysts' projections, could grow to $2 trillion by 2028.

The Genius Act represents a crucial step forward for institutional adoption. By eliminating regulatory ambiguity, it opens the doors to greater investment and participation from traditional players, which will drive the maturity and stability of the crypto ecosystem. This is a decisive moment that could redefine the global financial landscape.