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持续关注Huma
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$ERA直接接管比赛！
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Three Types of Loans on Binance: Flexible, Fixed Rate, and VIP From flexible borrowing for retail users to advanced credit lines for high-volume traders, Binance offers a range of loan products to suit different goals, risk profiles, and trading strategies. Whether you’re borrowing $1 or managing millions in crypto, you can choose the option that fits your needs. Let’s take a closer look at each loan type: 1 / Flexible Loan Borrow instantly with no fixed term. You can borrow from as little as $1 using assets under Simple Earn Flexible Products as collateral, repay anytime, and continue earning rewards on your collateral while your loan is active. Loan Term: Flexible Interest Rate: Variable (updates by the minute) Collateral Location: Locked in your Earn Account Collateral Type: Single asset Minimum Borrow Amount: $1 Subaccount Support: Not supported Key Benefits: Instant borrowing and repayment flexibility Collateral continues to earn rewards 2 / Fixed Rate Loans Fixed Rate Loans let you set your own interest rate and loan term, so your borrowing costs are locked in from the start — ideal for larger or time-sensitive positions. Loan Term: Fixed Interest Rate: Customizable and fixed for the entire term Collateral Location: Managed by Binance (when orders matched) Collateral Type: Multi-asset Minimum Borrow Amount: $50,000 Subaccount Support: Supported Key Benefits: Predictable borrowing costs and repayment timeline Option to convert to Flexible Rate Loan at expiry (terms apply) 3 / VIP Loan Designed for high-volume users, VIP Loans offer large borrowing limits, flexible terms, and the ability to trade with your collateral still in your Spot Account. Loan Term: Fixed or Flexible Interest Rate: Depending on Market Demand Collateral Location: Tradable in your Spot Account Collateral Type: Multi-asset Minimum Borrow Amount: $500,000 Subaccount Support: Supported Key Benefits: Collateral remains open to use Delayed liquidation and no early repayment penalties.
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Crypto Supply Basics : a quick look at the different types of cryptocurrency supply and their significance 👇
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