The preferred savings account of the French is about to face a serious setback. The rate of the Livret A, held by more than 55 million people, will drop to 1.7% on August 1, 2025, down from 2.4% today. A significant decrease, the largest since 2009, confirmed by the Bank of France and in line with the regulatory formula. In an economically fragile climate, this decision reignites the debate on the profitability of regulated savings and raises questions about the future choices of savers in search of alternative solutions.
The article The rate of the Livret A will drop to 1.7% starting this August 1 in France! first appeared on Cointribune.