Is Saving in USDT the Same as Saving in Dollars? 🤔💵
A friend asked me:
“If I hold my capital in Tether (USDT) long-term, is that like saving in dollars?”
And honestly — it's a great question, especially if you're just starting in crypto.
Let’s break it down 🔍
🪙 USDT is a stablecoin — its value stays close to $BTC 1 because it’s pegged to the U.S. dollar.
But here’s the catch...
💸 USDT also loses value over time due to inflation, just like fiat USD.
For example:
✅ 1 USDT = $BTC 1 today
❌ But that same $BTC 1 buys less than it did 5 years ago.
So in terms of purchasing power, your savings slowly shrink. 🧊
So… is it worth saving in USDT?
👉 It depends on your goal:
🔹 If your goal is short-term safety and stability, like avoiding market crashes — USDT makes sense.
🔹 But for long-term wealth building, you might want to look into: • Crypto assets with growth potential 📈
• Staking or yield farming (with caution!)
• Diversified investments
💡 Bottom line:
USDT is great for preserving capital short-term, but not ideal for growing it long-term.
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