Huma Finance is a decentralized protocol bridging traditional finance and DeFi through the real world, yield-generating payment solutions. It allows global payment institutions to settle instantly using stablecoins instead of relying on outdated systems like SWIFT.
Built to power PayFi (Payment Finance), Huma enables on-chain credit, payroll, and trade finance at scale - for both institutions and individuals.
š Whatās Fueling the Pump?
š¹ Launch of Huma 2.0 (April 2025)
Huma 2.0 went live on Solana, offering two powerful yield modes:
Classic Mode: Stable USDC yields (~10ā11% APY)
Maxi Mode: No base yield but boosted HUMA rewards with staking multipliers
Users receive a liquid LP token ($PST) that can be used across DeFi protocols.
š¹ Strong Institutional Backing
Huma has raised over $46M, including a $38M Series A backed by top firms like:
ParaFi
HashKey Capital
Circle Ventures
Stellar Development Foundation