Recently, I deeply experienced the platform features of @Huma Finance 🟣 , and I must say, let's have a good chat! As a newcomer in the decentralized finance field, what attracts me most is the innovative model of 'borrowing without collateral', which is very friendly for many users who want to activate their assets but do not want to pledge tokens.
The platform's risk control mechanism is also quite detailed, evaluating credit limits through on-chain data, ensuring both flexibility and reducing default risks. I tried testing the borrowing process with a small amount of funds; the operation interface is simple and clear, and the arrival speed is faster than expected, making it very beginner-friendly.
I heard they are recently iterating new cross-chain features, which may support more mainstream public chains in the future. This move feels like it can cover a wider range of user needs. Are there any friends who have been using @Huma Finance 🟣 for a long time? I would like to hear your thoughts on yield stability and ecological development.~