💡 What Makes Huma Different? Unlocking the Power of Income-Backed DeFi
Most DeFi protocols rely on static, over-collateralized assets. But Huma introduces a game-changer: real-world, income-backed financing. This means borrowers can use their future income to unlock capital — think payroll, freelance earnings, or business revenue.
At its core, Huma is building on-chain infrastructure for dynamic, income-based credit. It connects users to underwriters who assess income streams and approve credit lines based on real-time financial behavior.
🧩 Built on modular design, Huma is scalable and adaptable to various use cases like:
- Payroll advance loans
- Invoice financing
- Subscription-based business lending
By bringing real-world income flows to the blockchain, Huma is bridging TradFi and DeFi in a revolutionary way.