The Bicycle and the Million-Dollar Asset
In 2008, Minh – a poor student in Saigon – rode his old bicycle to school every day, ate street food, and worked late at night to earn money to cover his expenses. One day, he accidentally heard his teacher say:
> "The rich do not save money – they invest to make their money work for them."
That saying changed Minh's mindset.
From the first 500,000 VND he saved, Minh began to invest in shares of a newly listed technology company. Each month, he allocated 20% of his income to buy more – even if it was just a few shares.
There were times when the market fell catastrophically, everyone panicked, but Minh persistently maintained his regular investment strategy without wavering. After 10 years, the company he invested in grew strongly, paid dividends regularly, and its stock price increased nearly 30 times.
In 2018, when he turned 30, Minh had assets of over 3 billion VND – starting from small amounts with... an old bicycle.
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Lesson:
You don't need to be rich to invest. But investing the right way can make you rich – as long as you start early enough and are patient.
The stock above is FPT.