From Debt to Financial Freedom: The Ultimate Survival Guide of a 98-Year-Old Veteran in the Crypto World
In the crypto world, money is not earned, it is 'waited' for.
I was born in 1998 and have been in the crypto space for 7 years, going from being heavily in debt to a net worth of over 20 million. The most ironic part of this industry is that the more eager you are to make money, the faster you die; those who can endure will instead last until the end. Today, I will share my most genuine experiences with you: how to survive and thrive in the crypto world.
Three Major Truths of the Crypto World (90% of people never figure this out in their lifetime)
1. Traffic = Price, Narrative = Wealth
Practical Strategy:
In the early stages of a bull market, look for "new narratives" (DeFi in 2021, RWA in 2023, AI + Blockchain in 2025)
Gradually withdraw as the narrative reaches its peak (refer to the NFT crash in 2022).
2. Chip Game: The Game of Whales, the Graveyard of Retail Investors
Case of whale manipulation: A new coin launches in 2024, and the whale controls 80%, raising it tenfold and then crashing it to zero overnight.
Survival Rules:
Only play high liquidity coins (BTC, ETH, SOL, etc.)
Avoid low-cap coins with highly concentrated chips (blacklist coins where the top 10 addresses hold >60%).
3. Information Asymmetry: Knowing 10 minutes in advance can earn you 100% more
On-chain data does not lie:
Whale wallet anomalies (e.g., sudden transfers to exchanges)
Contract open interest surges (may indicate a trend change)
My 2025 Holding Strategy
1. Bull Market Phase (Current)
50% BTC + ETH (base position)
30% SOL, TON, WIF (strong altcoins)
10% New narrative small coins (e.g., AI, DePIN sectors)
10% USDT (emergency reserve).
2. Bear Market Defense (when BTC falls below the annual line)
80% USDT (waiting in cash)
20% BTC dollar-cost averaging (increase position every 10% drop)
Advice for Ordinary People
1. The crypto world is not a casino; don’t engage if you haven't thoroughly researched the cognitive transformation.
2. Always leave an exit strategy; even with 20 million, I keep 10% in cash.
3. Trade less and wait more; in 2024, I only traded 27 times, but with an average return of 43%.
4. Don't touch contract leverage; I've seen too many people go to zero overnight, including myself.
Remember:
In the crypto world, choice is greater than effort!
Follow the right people, making money will come naturally!
Like + Follow Longmen = Open the Door to Wealth!