đ What Is Huma Protocol?
Huma Protocol enables the creation of income-backed DeFi products. It allows lenders and borrowers to interact in a system where real-world income streams (like salaries, gig earnings, or freelance contracts) can be used as collateral. This makes it possible to:
Access credit based on actual income, not just crypto holdings
Build a reputation and credit history across borders
Enable underbanked populations to participate in global finance @Huma Finance đŁ
