Is it worth paying off a loan now or letting the capital yield via DeFi?

In recent months, I've entered into a bolder strategy. I took out collateralized loans on Binance to put the money to work: part went to a sports betting broker with an ROI of 8 to 10% per month, and the other part stayed in an active grid bot with $702 in #Solana.

The question arose: should I pay off the debt or let it yield?

I went to compare interest rates. My loans have rates between 4.59% and 6.05% per year. Meanwhile, DeFi protocols like #Lido, #Marinade, and #Jito are paying between 6% and 11.8% per year. In other words, it's possible to earn more than what you pay. And without needing to sell the asset.

The grid bot is healthy. It has already yielded me over $43. And the broker is still in the testing phase. So it became clear to me: it's not the time to pay off anything. It's time to reinvest whatever can generate profit above the debt. And let the interest work in my favor.

The logic is simple: if your debt costs less than your capital yields, hold firm.

The game is strategy, not desperation.