@Huma Finance 🟣 Huma Finance is a pioneer in the realm of Payment Finance (PayFi) infrastructure, which facilitates 24/7 global settlements for cross-border payments, credit cards, and trade finance using stablecoins and on-chain liquidity.The groundbreaking aspect of its innovation is the introduction of a no-collateral lending model, which evaluates borrower risk through on-chain data such as transaction history and asset holdings, thereby replacing the traditional collateral requirements with algorithmic credit scoring.,This approach effectively reduces barriers to liquidity access and promotes the concept of decentralized 'inclusive finance.As of July 16, 2025, the price of Huma Finance's token stands at $0.03662, marking a 47.13% decrease from its all-time high of $0.06927, with a circulating supply of 1.73 billion HUMA, which accounts for 17.3% of the maximum 10 billion supply.The market cap is reported at $63.48 million, with a 24-hour volume of $29.75 million, representing 46.87% of the market cap, and a Fully Diluted Valuation (FDV) of $366.26 million.The distribution of HUMA supply is divided into circulating supply (1.73 billion HUMA, 17.3%), max supply (10 billion HUMA, 100%), and locked/reserve (8.27 billion HUMA, 82.7%).,Huma Finance's token is actively traded on platforms such as Gate.io, Cryptology, and other CEX/DEX platforms, and it has established institutional partnerships, including collaborations with entities like Boerse Stuttgart Digital to bridge traditional and decentralized finance.,Furthermore, community initiatives, such as airdrops via DappRadar, are implemented to incentivize user participation and governance.Despite recent volatility and challenges. Huma Finance has faced resistance in the market, with technical indicators signaling bearish pressure.The key challenges that the organization is currently addressing include robust data analytics to prevent defaults in their no-collateral model, balancing innovation with global payment regulations, and overcoming resistance in the market for recovery.The community impact of #HumaFinance