Alchemy Pay Analysis: Global Fiat and Crypto Bridge (2024 - 07/2025)
Data updated until 07/2025 and is only basic information about the project to help facilitate basic assessment – Not investment advice 😊

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🌟 Project Overview
@AlchemyPay is a leading fiat-crypto payment gateway, launched in 2017 in Singapore, connecting the fiat and crypto economies through solutions like On & Off-Ramp, NFT Checkout, and Web3 Digital Bank. Supporting over 300 payment channels in 173 countries, Alchemy Pay integrates with major partners such as @Binance, @Shopify, and @xStocksFi, enabling users to buy and sell crypto and NFTs using credit cards, mobile wallets, and bank transfers. From 2024 to 07/2025, the project focuses on tokenized assets and prepares to launch Alchemy Chain.

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🕒 Important Timeline
- April 2024: Participate in Hong Kong Web3 Festival, announce integration of AlipayHK, DANA, QRIS, and GCash into NFT Checkout.
- June 2024: Collaborate with @xStocksFi, integrating 55 tokenized stocks/ETFs (such as TSLAx, NVDAx) on the RWA platform.
- July 2024: Launch 0 Ramp Fee Campaign with @bitgetglobal, attracting new users.
- October 2024: Achieve 10th Money Transmitter License in South Carolina, USA, reinforcing regulatory compliance.
- December 2024: Integrate with @flock_io, supporting the purchase of $FLOCK via fiat on On-Ramp.
- July 2025: Announce plans to launch Alchemy Chain Q4/2025, focusing on stablecoins and tokenized assets.

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🤝 Strategic Partnerships
- @Binance: Integrate $ACH into Binance Pay and support fiat on-ramps for BNB, BUSD.
- @xStocksFi: Collaboration integrating tokenized stocks/ETFs, allowing purchases with fiat in 173 countries.
- @flock_io: Support $FLOCK on On-Ramp, promoting decentralized AI.
- @Shopify: Enable crypto payments at 2 million merchants through Shopify.
- @SupraOracles: Provide high-speed data feeds for dApps on the Alchemy Pay platform.
These partnerships help Alchemy Pay expand its fiat-crypto payment capabilities and RWA applications.

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💰 Tokenomics & Current Price
- Token: ACH (ERC-20), used for transaction fees, staking, and governance.
- Total supply: 10 billion ACH, circulating supply ~9.45 billion (07/2025).
- Mechanism: Transaction fees from On & Off-Ramp are distributed to stakers and treasury.
- Current price (07/2025): ~0.0207 USD, market cap ~199 million USD, 24h trading volume ~34.44 million USD.
- All-time high (ATH): ~0.1987 USD (August 2021).
- All-time low (ATL): ~0.0013 USD (July 2023).
ACH price increased by 12% in the last 7 days, outperforming the market, but still significantly down from ATH.
(Old tokens from 2020-2021, exercise caution as they may be delisted if not meeting exchange standards)

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📈 Revenue & Profit
According to DeFiLlama, Alchemy Pay recorded annual revenue of approximately 5.8 million USD from On & Off-Ramp fees, NFT Checkout, and payment services. Revenue is distributed to stakers and treasury. The project does not disclose specific profits as it is a decentralized protocol. Alchemy Pay raised 10 million USD through funding rounds, with a valuation of 400 million USD (2021). The treasury supports marketing, AMAs, and campaigns like 0 Ramp Fee with @bitgetglobal.
This data is from third parties and may sometimes contain inaccuracies for various reasons, which may be from the project, changes in the project, or API errors,...so please refer to it only.

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🛠 Products & Technology
- On & Off-Ramp: Allows buying/selling crypto with fiat through Visa/Mastercard, mobile wallets (MoMo, GCash), and transfers in 173 countries.
- NFT Checkout: Pay for NFTs with fiat, integrated with @XterioGames and various marketplaces.
- Web3 Digital Bank: Provides crypto cards and decentralized financial services.
- Alchemy Chain (Q4/2025): Blockchain focused on stablecoins and tokenized assets.
- TPoA Consensus: Combines Trusted Computing and Proof-of-Authority, ensuring accurate stablecoin pricing.
Alchemy Pay's technology stands out with its seamless fiat-crypto integration and user-friendly UX.

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🗺 Future Plans (Roadmap)
- Q4 2025: Launch Alchemy MIB Alchemy Chain, supporting stablecoins and tokenized assets.
- Community Growth: Organize AMAs, airdrops (2,500 $ACH), and Merchandise Contests.
- RWA Expansion: Expand tokenized bonds, real estate, and commodities with @xStocksFi.
- Global Reach: Strengthen payment channels in Southeast Asia and the USA.
- Developer Tools: Provide APIs and SaaS for integrating dApps and Web3 platforms.

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🚀 Opportunities
- Fiat-crypto bridge: Supports 300 payment channels in 173 countries, reaching 2 million merchants.
- Tokenized assets: Collaborating with @xStocksFi opens up global RWA investment opportunities.
- Web3 integration: NFT Checkout and Web3 Digital Bank attract mainstream users.
- Regulatory compliance: 10 Money Transmitter Licenses in the USA, increasing reliability.

⚠ Challenges
- Fierce competition: Competing with BitPay, MoonPay, and other payment gateways.
- Price volatility: ACH price dropped 89.6% from ATH, high market risk.
- Support issues: Some users have complained about KYC and refund delays on TrustPilot.
- Regulatory complexity: Compliance with laws in many countries is a major challenge.

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🎯 Conclusion
@AlchemyPay is leading in the fiat-crypto payment gateway space, with products like On & Off-Ramp, NFT Checkout, and plans to launch Alchemy Chain. From 2024 to 07/2025, the project achieved milestones such as integrating @xStocksFi, expanding payment channels, and collaborating with @flock_io. Despite facing competition and support issues, Alchemy Pay has the potential to become a global Web3 payment platform thanks to advanced technology and a wide ecosystem. 🚀

#alchemypay #ACH #Web3#RWA

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References:
- Alchemy Pay Official Website
- Alchemy Pay X Posts
- CoinMarketCap
- CoinGecko
- Blogtienao
- DeFiLlama