Discover a very different DeFi project: @Huma Finance 🟣
It does not rely on "having tokens to borrow," but allows "income" to be collateralized on-chain.
Traditional DeFi: No ETH/USDC → Cannot borrow
$HUMA : Steady income → Can finance
This fundamentally changes the rules of the game for freelancers, workers, DAO members, enterprises, and DePIN project teams:
Salary flows into credit
Accounts receivable can be collateralized
Can participate in DeFi without tokens
There are also many real-world applications:
Connected with Circle for USDC payments
Partnered with Ramp to simplify deposits
Using Superfluid to track income streams
Integrated with Coinbase Wallet
In summary: Huma makes DeFi no longer just for the "wealthy," but for those with income.