CoinWorld news, July 16 (UTC+8), with the gradual clarification of stablecoin regulatory policies such as the "GENIUS Act," traditional financial giants like JP Morgan, Citigroup, and Bank of America are considering entering the stablecoin market. Some banks have already begun preliminary research to assess the feasibility of issuing their own stablecoins, deposit tokens, and other tokenized settlement methods. Analysts point out that this move will directly compete with crypto-native issuers like Circle and Tether, marking the transition of stablecoins from "on-chain payment tools" to "bank-grade digital asset infrastructure," which is accelerating to become an important pillar of global payments and cross-border settlements.