๐Ÿš€ Could $XRP Reach $9 in 2035? A New Wave of Stablecoins and Spot ETFs Begins a Historic Journey!

The cryptocurrency market is undergoing a major transformation, and Ripple's native token, #xrp , is at the heart of this shift. Stablecoin regulations and the potential approval of spot ETFs suggest that XRP could triple in value over the next 10 years. So, what are these expectations based on? Why is XRP once again the center of attention?

๐Ÿ“ˆ Crypto Market 10-Year Growth Forecast: What Does It Mean for XRP?

As of 2025, the global cryptocurrency market is valued at around $3.8 trillion. According to Morningstar analysts, this figure could reach $7.8 trillion by 2034. This represents a growth of approximately 105% over the next 10 years.

Applying this growth to XRP, currently trading at $3, the token's price can be expected to reach at least $6.15. However, XRP has historically outperformed the market. For example, its 360% gain in the last four years supports this claim.

๐Ÿ’ฐ Standard Chartered and Expert Predictions: XRP to $12.25 in 5 Years?

Standard Chartered's chief analyst, Geoffrey Kendrick, predicts that XRP could reach $12.25 in just five years. This represents a 310% rise and an average annual gain of 36%. Based on my own analysis, a more conservative scenario suggests XRP could reach $9 by 2035. This target is not to underestimate XRP's potential; it is to project long-term growth from a realistic, data-driven perspective.

๐ŸŒ Ripple USD (#RLUSD ) Stablecoin: A Game Changer?

Ripple recently launched its own stablecoin, Ripple USD (RLUSD). This digital asset, which runs on the XRP Ledger, offers a much more secure transfer infrastructure by eliminating the risk of volatility, particularly in cross-border payments.

๐Ÿ”น Compared to traditional systems like SWIFT, Ripple's technology is cheaper, faster, and more efficient.

๐Ÿ”น RLUSD stands out as a risk-free payment method for companies and banks because its value is pegged to the dollar.

๐Ÿ”น Since XRP is required for transactions made with RLUSD, this indirectly creates a surge in demand for XRP.

While fewer than 200 institutions have partnered with Ripple to date, this number is expected to increase rapidly with the adoption of RLUSD.

๐Ÿ“Š Spot XRP ETFs: Could Open the Door to Institutional Money

Bitcoin's 160% rally following spot ETF approval opens the door to similar potential for XRP. Many asset managers have already filed applications with the SEC for spot XRP ETFs.

These ETFs offer advantages such as:

Lower transaction costs

Access through traditional investment platforms

Attractive infrastructure for institutional investors

and could potentially generate a large capital inflow into XRP at both individual and institutional levels.

The Trump administration's pro-crypto stance and Paul Atkins' appointment as SEC Chairman have made XRP ETF approvals much more likely.

๐Ÿ“œ Genius Act: Legitimization of RLUSD and Other Stablecoins

The GENIUS Act, passed by the Senate in July 2025 and expected to be approved by the House of Representatives, will be the most comprehensive legislative step regulating stablecoins in the US. By officially recognizing government-backed stablecoins like RLUSD, it will strengthen Ripple's place in the financial system.

This could accelerate the integration of not only RLUSD but also XRP into the traditional financial world.

โš ๏ธ Risks and Warnings

As with any investment, XRP carries significant risks. While the XRP price has the potential to reach $9 in the long term, this journey may lead to:

Declines of 50% or more

Regulatory risks

SEC lawsuits or other legal disputes

Investors should be prepared for volatility and only invest what they can afford to lose.

โœ… Conclusion: XRP's 2035 Vision

Thanks to stablecoin regulations, spot ETF approvals, and Ripple's rapidly developing infrastructure, XRP could triple its value to $9 by 2035.

If this scenario plays out, XRP could become a key player not only in the crypto world but also in the global financial system. However, this journey will only be profitable for patient, strategic and informed investors.

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