#HumaFinance @Huma Finance 🟣
🚀 What Is Huma Finance?
Huma Finance is a pioneering PayFi (Payment Finance) protocol bridging traditional global payments and DeFi. It enables institutions and individuals to access real-time, stablecoin‑based liquidity for cross-border payments, credit, invoicing, and payroll using on‑chain circulation 24/7 .
PayFi model: Institutions and businesses can borrow stablecoins and pay a fee—typically 6–10 bps/day—until they repay, creating yield for liquidity providers .
Dual structure: Includes permissioned (institutional) and permissionless (Huma 2.0) layers, launched April 2025 .
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🛠️ Token Utility & Mechanisms
HUMA token roles:
Governance: staking grants voting power on protocol decisions.
Incentives: rewards to liquidity providers via Classic and Maxi modes, with flexible lockups .
Deflation mechanism: 50% of borrower fees are used to buy back and burn HUMA, which may support token value over time .
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📊 Market Stats & Recent Performance
Launch & Support:
Originally launched on Solana in March 2025; BNB Chain launch in May 2025 .
Supported by top-tier partners: Solana, Circle, Galaxy Digital, Stellar Foundation .
Transaction Volume:
Processed over $3.8 billion by late June 2025 .
Surpassed $4 billion within two weeks of Huma 2.0’s April launch .
Token Price & Capitalization (as of July 2025):
Price: ≈ $0.0375, up ~1.4% in 24 h.
Market cap: approximately $375 million, trading volume ~$18 million .
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🔥 June 2025 Surge & Community Buzz
On June 9, HUMA surged nearly 20% (from ~$0.045 to ~$0.054), bolstered by high staking activity, Huma 2.0 upgrade, and integration with Stargate cross-chain bridge .
Over 70% of tokens from the airdrop were staked, drastically reducing circulating supply .
Deposits for Huma 2.0 reopened early June; integration with Stargate enhanced cross-chain liquidity .
