Huma Finance (HUMA Token) is a decentralized protocol that enables income-backed DeFi (Decentralized Finance) services. It allows users to tokenize real-world income streams — such as salaries, invoices, and freelancing payments — and use them as collateral for borrowing. This innovative model expands financial access, especially for underbanked populations and small businesses.
Huma’s protocol provides a secure and privacy-preserving infrastructure, where borrowers can access credit based on future income, and lenders can earn yield while supporting real-world economic activity. The HUMA token powers the ecosystem, supporting governance, staking, and incentivizing participation.
Huma Finance partners with fintech platforms and lending institutions to bring real-world financial data onto the blockchain in a compliant way, bridging the gap between traditional finance and DeFi. It represents a major step toward more inclusive, flexible, and human-centric financial systems in the Web3 era.
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