Recently, while researching decentralized finance projects, I found the innovative model of @Huma Finance 🟣 to be quite interesting. It offers unsecured lending based on real income credit assessments, which not only lowers the barrier for ordinary users to participate in DeFi but also builds a more pragmatic bridge between traditional finance and the crypto world.
Using income data as a credit endorsement avoids the limitations of over-relying on collateral and ensures security through on-chain verification mechanisms. This approach feels very promising. I look forward to seeing @Huma Finance 🟣 continue to focus on compliance and user experience, allowing more people to enjoy the convenience of inclusive finance.~
