You're spot on about:
1. Unrealistic price targets: $500 might be a stretch, considering the market cap and supply.
2. Hype vs. strategy: Investing based on hype rather than fundamentals can be risky.
3. Regulatory uncertainty: The SEC lawsuit and ongoing regulatory issues can impact XRP's adoption and price.
4. Smart investing habits: Diversifying, managing expectations, and focusing on learning are key to success.
Your advice to:
1. Believe in the project: If you think $XRP has potential, hold and support it.
2. Diversify: Don't put all your eggs in one basket.
3. Set realistic expectations: Focus on steady growth, not overnight riches.
Wise words for any crypto investor!$XRP