@Huma Finance 🟣
Huma Finance (HUMA) is the first PayFi‑focused blockchain protocol designed to finance global payments through on‑chain access to liquidity and stablecoins. It operates two platforms: Huma Institutional (permissioned, for vetted institutions) and Huma 2.0 (permissionless, launched April 2025 on Solana for retail investors). The protocol enables instant, 24/7 settlement for cross‑border payments, credit cards, trade finance, payroll advances, and invoice financing. Since launch, it has originated over $2–4 billion in transaction volume and attracted $50 million in USDC liquidity, offering yields around 10 % APY. Backed by Solana, Circle, Stellar, Galaxy, and strong investor funding (~$46 M).
