The third and foremost is the XRP.
XRP (Ripple) - The Institutional Contender
User Perspective on XRP (Ripple)
From the XRP Army and Crypto Debates:
The user perspective on XRP is perhaps the most polarized and passionate among these three cryptocurrencies. On platforms like Reddit (r/XRP, r/Ripple) and dedicated forums, you'll find a highly dedicated and vocal community often referred to as the "XRP Army." Their sentiment is overwhelmingly bullish, driven by the belief in XRP's potential for institutional adoption in cross-border payments and its speed and low transaction costs.
A major focal point for years has been the ongoing legal battle with the SEC. Every development in the lawsuit is scrutinized, and positive rulings lead to surges in optimism and price predictions. Users often view Ripple (the company) as a legitimate player aiming to disrupt traditional finance, and XRP as the key asset in that disruption.
On the flip side, outside the core XRP community, skepticism is rampant. Critics often argue that XRP is highly centralized due to Ripple's significant holdings of the token and its pre-mined nature. The "security vs. commodity" debate surrounding XRP has also fueled division. Some view it more as a corporate asset than a truly decentralized cryptocurrency, leading to accusations of it being a "banker's coin" or even a "scam." Despite the detractors, the "XRP Army" remains resilient, fueled by the vision of a global financial system powered by XRP.
