Whats HumaFinance?
@Huma Finance 🟣 is reshaping the future of global finance with its groundbreaking PayFi network, built on Solana’s lightning-fast blockchain. Unlike traditional DeFi platforms chasing volatile yields, Huma introduces a sustainable, real-world asset (RWA)-backed credit protocol that empowers businesses and individuals alike. Their three-layer architecture—Transaction, Currency, and Financing—streamlines cross-border payments and unlocks instant liquidity for small and medium enterprises (SMEs) through tokenized receivables. Since its Huma 2.0 launch in April 2025, the platform has processed over $4B in transactions, boasting a 0% default rate and delivering stable 10.5% APY for liquidity providers.
What sets Huma apart is its focus on financial inclusion. By integrating stablecoins like USDC and leveraging partnerships with giants like Visa and Stellar, Huma enables 24/7 settlements, slashing costs and delays that plague traditional systems. Their recent $38M funding round, backed by Hashkey Capital and TIBAS Ventures, fuels cross-chain expansion to Ethereum and Polygon, promising broader access to underserved markets. The $HUMA token, launched in May 2025, empowers governance and incentivizes participation, with 5% of its 10B supply airdropped to early adopters.
As global payment markets are projected to hit $4.78T by 2029, Huma’s scalable, secure infrastructure positions it as a leader in the PayFi revolution, bridging DeFi efficiency with real-world utility.
