🌐 $XRP $XLM Global payments and financial inclusion
#BTCBreaksATH XRP (Ripple)
Fundamentals:
- Focus on international remittances and on-demand liquidity.
- Used by banks and fintechs for fast and cheap transfers.
- Own ledger (XRPL) with efficient consensus and no mining.
- Partnerships with institutions such as Santander, Itaú, and MoneyGram.
Potential:
- With the resolution of the process with the SEC, XRP gains regulatory clarity and paves the way for ETFs and greater institutional adoption.
- Acts as a bridge between fiat currencies, reducing costs and transaction time.
#USCryptoWeek XLM (Stellar Lumens)
Fundamentals:
- Created for financial inclusion, focusing on developing countries.
- Uses the Stellar Consensus Protocol (SCP), fast and efficient.
- Partnerships with Franklin Templeton, MoneyGram, and central banks.
- Support for real asset tokenization and stablecoins.
Potential:
- With the arrival of smart contracts via Soroban, XLM expands its scope to DeFi and NFTs.
- Strong presence in remittances and humanitarian aid, as in the case of Ukraine and refugees.
