#MyStrategyEvolution Here’s a 100-word write-up on XRP (Ripple):

XRP is a digital asset native to the XRP Ledger, created by Ripple Labs to enable fast and low-cost international money transfers. Unlike Bitcoin, which relies on mining, XRP uses a consensus protocol to validate transactions, making it more energy-efficient and scalable. With transaction speeds of 3-5 seconds and minimal fees, XRP is ideal for cross-border payments and financial institutions. Ripple partners with major banks and financial services worldwide to revolutionize traditional payment systems. Despite regulatory challenges, especially from the SEC in the U.S., XRP remains one of the top cryptocurrencies by market cap and global utility.

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